Many Americans are missing out on the disability benefits they rightfully deserve. Important changes in 2025 could affect your eligibility! If you’re unable to work due to a medical condition, you may qualify for monthly disability pay. The process can be confusing, but breaking it down step-by-step can help provide a clear understanding. Check if you’re eligible today and claim what’s yours!
Understanding the Disability Determination Process
Applying for disability benefits is a multi-step process. After submitting your application, a Social Security representative conducts an interview and passes your case to a state agency called Disability Determination Services (DDS). There, a claims examiner reviews your medical records and work history and may consult with medical professionals to assess your limitations.
The SSA uses a five-step evaluation process to decide if you’re disabled. They determine if you’re working above the allowed income limit, if your condition is severe, and if it meets SSA’s list of qualifying impairments. If not, they’ll evaluate your Residual Functional Capacity (RFC) to see whether you can do your past work—or any other work—based on your age, skills, and limitations.